Identity Protection from CPP provides support, expertise and insurance cover to help you combat and recover from identity theft and identity fraud.
When you shop online, apply for banking accounts and take out credit, sharing personal details is part of the process. Identity Protection helps prevent, detect and resolve misuse of personal information to set up accounts with lenders, merchants and financial institutions that could otherwise go unnoticed.
Your Identity Protection features
Fraud Report and Web Monitoring
Your policy offers you access to Experian's Identity Plus service which has all your credit, fraud and web monitoring and alerts in one place, making it easier to spot the signs of any fraudulent activity on your account.
Identity Fraud Helpline
Specialist advice and support is only a phone call away. Simply call us if you have any questions about identity fraud or think you may have been subject to identity fraud.
Dedicated Fraud Specialist
If you've been subject to identity fraud, we'll give you your own identity fraud specialist who will work closely with you on a one-to-one basis to help take away the worry and hassle of clearing your name and restoring your credit status.
If you lose identifying documents or become subject to identity fraud, you can opt for us to register you for 2 years with the Cifas National Fraud Database to protect your identity from future misuse. This will ensure that lenders and service providers who are Cifas members will take this into account before granting credit against future products and services in your name. Cifas is a not-for-profit fraud prevention membership organisation and are the UK’s leading fraud prevention service.
Passport & Driving Licence Cover
If your documents are lost or stolen, charges incurred to obtain full replacements will be reimbursed up to £200 per year, including an emergency replacement passport whilst abroad.
Identity Fraud Expenses Insurance
If you become subject to identity fraud, up to £60,000 towards the costs of communication, legal and out of pocket expenses, subject to your policy terms, whilst we help restore your identity.
Please see your policy documents for cover limits, conditions and exclusions and take note of your Insurance Product Information Document. These documents are provided at your renewal and are available on request.
Please note this policy is only available to existing CPP Identity Protection policyholders in the United Kingdom, Isle of Man, Guernsey and Jersey.
Card Protection Plan Limited (registered in England, number 1490503) registered address: 6 East Parade, Leeds, LS1 2AD, United Kingdom. Authorised and regulated by the Financial Conduct Authority, number 311489. Your Identity Protection insurance policy is provided by Card Protection Plan Limited acting as agent of the insurer, Homecare Insurance Limited (registered in England, number 2793290), registered address: 6 East Parade, Leeds, LS1 2AD, United Kingdom. Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority, number 202880. CPP is a registered trademark of CPP Holdings Limited.